One can get good returns by investing rupees in various government schemes in the name of housewife

New Delhi: If you also want to make your wife a millionaire, now you have to plan thoroughly for her. Many times it is seen that being a housewife does not have good funds. Now you can easily prepare a fund of lakhs of rupees for your wife too. For this you can start investing with just 500 rupees or 1000 rupees.

Many times girls are not working or have to leave their jobs due to some reason, so even in such situation you can create a good fund for your wife by investing just Rs 1000.

You can invest in many schemes-

Today we will tell you about many such schemes, in which you can start investing even with little money. There are many options where you can invest money including PPF i.e. Public Provident Fund, SIP and RD.

You can invest money in PPF ie Public Provident Fund Scheme for your wife. In this scheme you can invest a minimum of 500 rupees and a maximum of 1.5 lakh rupees. At this time, the government gives the benefit of interest at the rate of 7.1 percent. Let us tell you that you have to invest continuously for 15 years in the Public Provident Fund Scheme. After this you will get the money back with interest.

You can start from Rs 1000-

If you deposit 1000 rupees every month for 15 years, 12,000 rupees will be deposited in one year and 1,80,000 rupees will be deposited in 15 years. You will get Rs 1,45,457 as interest on this and on maturity you will get a total of Rs 3,25,457.

You can SIP-

Apart from this, another option for your wife is to do SIP in mutual funds. Nowadays people are very much preferring SIP. You can also get huge benefits by investing money in this. If we talk about returns or interest in SIP, it is around 12 percent on an average. At the same time, this interest may be more or less.

How much money you will get in SIP-

Suppose you spend Rs. 1000 SIP, then in 15 years you will get Rs. 1,80,000 will be invested. If you earn interest at 12 percent, you will earn Rs 3,24,576 in interest. In this way, you will get Rs 5,04,576 in 15 years. This also gives you the benefit of compounding in the long run.

RD is also the best option-

Apart from this, if you want a fully secured option, you can also open an RD in a bank. Investors also get the benefit of fixed returns in RD. RD is the best option to invest money if you want to invest for short term. You can get RD in post office for up to 5 years. You will get an interest rate of around 6.5 percent on it.

For example, if you spend Rs. 1000 in 5 years at Rs. 60,000 and on maturity you get Rs. 70,989 will get. If you want, you can withdraw this money or deposit it in FD.

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