The ultimate aim of investors is to increase their wealth, and the sooner, the better. They keep moving their money from savings accounts to liquid funds just for the sake of higher interest rates. For those who are looking for a guaranteed steady return, and don’t want to take risk, fixed deposits (FDs) are considered a safer option, although the interest rates offered by top lenders such as State Bank of India (SBI) , HDFC, ICICI , and others are not attracted enough.
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